Photo Within a Photo How To

A few people have asked me how I've done a picture within a picture like the one above. I use a fun little app called FotoRus (previously GifRus). It drops your photo both within the polaroid and as a background. There are other pictures within pictures options as well. For some reason the word "return" is listed in the white part. Don't know why...so I bring the image into touchretouch to erase it. If I want to add another word I use the app Phonto.